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POST
/
charges
Crear cargo
curl --request POST \
  --url https://api.onepay.la/v1/charges \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --header 'x-idempotency: <x-idempotency>' \
  --data '{
  "title": "<string>",
  "customer_id": "<string>",
  "amount": 123,
  "account_id": "<string>",
  "card_id": "<string>",
  "currency": "<string>",
  "redirect_url": "<string>",
  "splits": [
    {
      "customer_id": "<string>",
      "account_id": "<string>",
      "split_type": "<string>",
      "split_value": "<string>",
      "description": "<string>",
      "schedule_at": "<string>",
      "process": "<string>",
      "to_company_wallet": true
    }
  ],
  "test_scenario": "<string>",
  "allows": {
    "cards": true,
    "accounts": true,
    "card_extra": true,
    "realtime": true,
    "pse": true,
    "transfiya": true
  }
}'
{
  "id": "9e02966f-2ddf-4ee7-a391-5b5b7653e232",
  "title": "Test Charge",
  "amount": 1000,
  "amount_label": "$1.000",
  "source": "charge",
  "status": "declined",
  "currency": "COP",
  "payment_method_type": "Account",
  "payment_method_id": "4dc959d0-d96a-377a-823e-5e05cfde896f",
  "created_at": "2025-01-20T02:18:29.000000Z",
  "paid_at": null,
  "remarks": {
    "code": "INTERNAL_ERROR",
    "description": "Error interno. Comunícate con soporte para resolver el problema."
  },
  "is_test": true,
  "method": {
    "id": "4dc959d0-d96a-377a-823e-5e05cfde896f",
    "title": "Dr.",
    "subtype": "SAVINGS",
    "status": "PENDING",
    "authorization": true,
    "customer_id": "9e02966e-8beb-4e02-ba0c-bea875a07b22",
    "re_enroll": false,
    "external_id": null,
    "bank_id": "9e02966e-8d60-49b0-ad66-372bf73c4a54",
    "bank": {
      "id": "9e02966e-8d60-49b0-ad66-372bf73c4a54",
      "name": "Hoeger PLC",
      "logo": null
    }
  },
  "customer": {
    "id": "9e02966e-8beb-4e02-ba0c-bea875a07b22",
    "first_name": "Florencio",
    "last_name": "Conroy",
    "email": "",
    "phone": "+12518057105",
    "document_type": "CC",
    "document_number": "930232",
    "created_at": "2025-01-20T02:18:29.000000Z",
    "is_test": true
  },
  "splits": [
    {
      "id": "9e02966f-3204-4e50-9fb7-b8bc0214a93b",
      "customer_id": "9e02966e-8beb-4e02-ba0c-bea875a07b22",
      "split_type": "percentage",
      "split_value": 300,
      "description": "Test Split",
      "created_at": "2025-01-20T02:18:29.000000Z",
      "scheduled_at": null,
      "account_id": "4dc959d0-d96a-377a-823e-5e05cfde896f"
    }
  ]
}

​
Headers

​
x-idempotency
string
required
Token único para garantizar la idempotencia de la petición

​
Body

​
title
string
required
Descripción del cargo en el estado de cuenta del banco
​
customer_id
string
required
ID del cliente que asumirá el cargo. Crear cliente.
​
amount
number
required
Monto del cargo en centavos.
​
account_id
string
ID de la cuenta bancaria registrada. Ver creación de cuentas. Requerido si card_id está vacío.
​
card_id
string
ID de la tarjeta tokenizada. Conoce cómo registrar tarjetas. Requerido si account_id está vacío.
​
currency
string
Moneda del cargo
​
redirect_url
string
URL de redirección
​
splits
array
Los pagos divididos permiten distribuir automáticamente un único pago entre múltiples destinatarios según reglas preestablecidas, optimizando la gestión de fondos sin necesidad de cálculos manuales o costos adicionales.
​
customer_id
string
required
ID del cliente que recibirá el pago. Ver cómo crear un cliente.
​
account_id
string
required
ID de la cuenta bancaria registrada. Conoce cómo registrar cuentas.
​
split_type
string
Tipo de división: percentage o fixed
​
split_value
string
required
Valor del pago dividido si % o un monto
​
description
string
required
Descripción del pago para el cliente que recibirá el pago.
​
schedule_at
string
Fecha en la que el pago se le envía al cliente, si no existe una fecha se hará automáticamente. YYYY-MM-DD.
​
process
string
default:"ACH"
Que tipo de proceso se va a realizar, por defecto es ACH. [TURBO, ACH]
​
to_company_wallet
boolean
default:"false"
Indica si el pago se va a realizar en la wallet de otra empresa.
​
test_scenario
string
Escenario de prueba para el cargo [Opcional]. Ver escenarios de prueba
​
allows
object
Configuración de métodos de pago permitidos.
{
  "id": "9e02966f-2ddf-4ee7-a391-5b5b7653e232",
  "title": "Test Charge",
  "amount": 1000,
  "amount_label": "$1.000",
  "source": "charge",
  "status": "declined",
  "currency": "COP",
  "payment_method_type": "Account",
  "payment_method_id": "4dc959d0-d96a-377a-823e-5e05cfde896f",
  "created_at": "2025-01-20T02:18:29.000000Z",
  "paid_at": null,
  "remarks": {
    "code": "INTERNAL_ERROR",
    "description": "Error interno. Comunícate con soporte para resolver el problema."
  },
  "is_test": true,
  "method": {
    "id": "4dc959d0-d96a-377a-823e-5e05cfde896f",
    "title": "Dr.",
    "subtype": "SAVINGS",
    "status": "PENDING",
    "authorization": true,
    "customer_id": "9e02966e-8beb-4e02-ba0c-bea875a07b22",
    "re_enroll": false,
    "external_id": null,
    "bank_id": "9e02966e-8d60-49b0-ad66-372bf73c4a54",
    "bank": {
      "id": "9e02966e-8d60-49b0-ad66-372bf73c4a54",
      "name": "Hoeger PLC",
      "logo": null
    }
  },
  "customer": {
    "id": "9e02966e-8beb-4e02-ba0c-bea875a07b22",
    "first_name": "Florencio",
    "last_name": "Conroy",
    "email": "",
    "phone": "+12518057105",
    "document_type": "CC",
    "document_number": "930232",
    "created_at": "2025-01-20T02:18:29.000000Z",
    "is_test": true
  },
  "splits": [
    {
      "id": "9e02966f-3204-4e50-9fb7-b8bc0214a93b",
      "customer_id": "9e02966e-8beb-4e02-ba0c-bea875a07b22",
      "split_type": "percentage",
      "split_value": 300,
      "description": "Test Split",
      "created_at": "2025-01-20T02:18:29.000000Z",
      "scheduled_at": null,
      "account_id": "4dc959d0-d96a-377a-823e-5e05cfde896f"
    }
  ]
}